Free Senior and Special Needs Practice Questions
Georgia Life, Accident & Health exam (series 12-GA-05) — 111 practice questions.
Subtopics: Free look periods, Medicare Part C, Medicare Part D, Medigap open enrollment, LTC benefit triggers, Custodial care, Medicaid spend-down, Medicare supplement free look, Medicare supplement preexisting, Medicare supplement under 65, Medicare supplement renewability, Medicare supplement guide, Medicare supplement replacement, Medicare supplement commissions, Medicare supplement loss ratio, Medicare supplement duplication, Medicare supplement Plan A, Medicare supplement Medicaid suspension, LTC definition, LTC preexisting conditions, LTC renewability, LTC prior hospitalization, LTC outline of coverage, LTC shopper's guide, LTC lapse protection, LTC lapse notice, LTC reinstatement, LTC inflation protection, LTC contingent benefit, LTC producer training, LTC Partnership, LTC suitability, Medicare Part A, Medicare Part B, Medicare supplement, Medicaid, Long-term care, Medicare eligibility, Part A financing, Part A benefit period, Part B enrollment, Initial enrollment period, Part D late penalty, Medicare exclusions, Medigap core benefits, Medigap duplication, LTC elimination period, LTC benefit pool, LTC cognitive trigger, Tax-qualified LTC, Levels of care, Assisted living, Medicare Advantage, Medicare enrollment, Social Security
Read the Senior and Special Needs study guide
Sample questions & answers
1. In Georgia, which of these policies gives the buyer a 30-day right to return it for a full refund?
An individual long-term care policy
Individual long-term care (and Medicare supplement) policies carry a 30-day free look in Georgia; individual life, annuity and accident and sickness policies carry ten days.
2. Medicare Part C (Medicare Advantage) provides Medicare benefits through:
private insurers approved by Medicare
Medicare Advantage (Part C) delivers Part A and B benefits through private plans approved by and contracted with Medicare.
3. Which part of Medicare helps pay for prescription drugs?
Part D drug coverage
Part D is the prescription drug benefit offered through private plans approved by Medicare.
4. Under Georgia's Medicare supplement rule, the open enrollment period lasts:
6 months, starting at age 65 with Part B
Open enrollment is the six-month period beginning with the first day of the first month in which the person is 65 or older and enrolled in Medicare Part B.
All Life, Accident & Health topics
Practice: Senior and Special Needs
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
