1. Exam Prep
  2. Georgia
  3. Life, Accident & Health
  4. Senior and Special Needs

Free Senior and Special Needs Practice Questions

Georgia Life, Accident & Health exam — 40 practice questions.

Subtopics: Medicare Part C, Medicare Part D, Medigap open enrollment, LTC benefit triggers, Custodial care, Medicaid spend-down, Medicare Part A, Medicare Part B, Medicare supplement, Medicaid, Long-term care, Medicare eligibility, Part A financing, Part A benefit period, Part B enrollment, Initial enrollment period, Part D late penalty, Medicare exclusions, Medigap core benefits, Medigap duplication, LTC elimination period, LTC benefit pool, LTC inflation protection, LTC cognitive trigger, Tax-qualified LTC, LTC renewability, Intermediate care, Assisted living

Read the Senior and Special Needs study guide

Sample questions & answers

1. Medicare Part C (Medicare Advantage) provides Medicare benefits through:

private insurers approved by Medicare

Medicare Advantage (Part C) delivers Part A and B benefits through private plans approved by and contracted with Medicare.

2. Medicare Part D provides:

prescription drug coverage

Part D is the prescription drug benefit offered through private plans approved by Medicare.

3. The Medicare supplement open enrollment period generally:

is a six-month period beginning when the person is 65 and enrolled in Part B

Medigap open enrollment is a six-month window starting when the person is both 65 and enrolled in Part B, during which issuers cannot deny coverage.

4. Long-term care policy benefits are usually triggered when the insured:

cannot perform a specified number of activities of daily living or has cognitive impairment

LTC benefits are commonly triggered by the inability to perform a set number of activities of daily living or by cognitive impairment.

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Practice: Senior and Special Needs

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.