Free Group Health Insurance Practice Questions
Georgia Life, Accident & Health exam (series 12-GA-05) — 46 practice questions.
Subtopics: Group grace period, Group certificates, Group representations, Group nonrenewal notice, Group cancellation notice, State continuation, Age 60 continuation, Conversion notice, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
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Sample questions & answers
1. A Georgia group accident and sickness policy must give the policyholder a premium grace period of at least:
31 days
Group accident and sickness policies must provide a grace period of not less than 31 days for premiums after the first.
2. Under a Georgia group accident and sickness policy, each covered employee receives:
A certificate summarizing the coverage
The insurer furnishes the policyholder an individual certificate for each employee or member summarizing the essential features of coverage and to whom benefits are payable.
3. Absent fraud, statements made by a group policyholder in a Georgia group health application are treated as:
Representations, not warranties
Absent fraud or intentional misrepresentation, statements by the policyholder are deemed representations and not warranties.
4. A Georgia insurer that will not renew a group accident and sickness policy must mail or deliver written notice to the group policyholder at least:
60 days before nonrenewal takes effect
Notice of nonrenewal must state when it is effective, which may not be less than 60 days from mailing or delivery.
All Life, Accident & Health topics
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
