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  4. Individual Accident and Health Provisions

Free Individual Accident and Health Provisions Practice Questions

Georgia Accident & Health exam — 54 practice questions.

Subtopics: Uniform provisions, Grace period, Time limit on defenses, Notice of claim, Proof of loss, Physical exam, Entire contract, Time limit on certain defenses, Reinstatement, Claim forms, Time of payment of claims, Physical exam and autopsy, Legal actions, Payment of claims, Change of beneficiary, Change of occupation, Misstatement of age, Illegal occupation, Intoxicants and narcotics, Conformity with statutes, Insuring clause, Guaranteed renewable, Noncancelable, Conditionally renewable, Cancelable, Probationary period, Elimination period, Coinsurance, Free look provision, Consideration clause, Pre-existing condition provision, Sickness waiting period, Other insurance in this insurer, Insurance with other insurers, Other insurers per diem, Unpaid premium, Cancellation provision, Flat deductible, Per-cause deductible, All-cause deductible, Corridor deductible, Integrated deductible, Carryover provision, Common accident provision, Restoration of benefits, Benefit period medical, Lifetime maximum benefit, Assignment of benefits, Facility of payment, Period of coverage, Standard and optional provisions

Read the Individual Accident and Health Provisions study guide

Sample questions & answers

1. Individual health policies in Georgia must contain certain standard clauses known as:

the uniform individual health policy provisions

State law adopts mandatory and optional uniform provisions that individual health policies must include.

2. The health policy provision allowing a set number of days after the due date to pay a premium without lapse is the:

grace period

The grace period keeps coverage in force for a stated number of days after a premium due date.

3. The 'time limit on certain defenses' provision in a health policy:

limits the insurer's ability to void the policy for misstatements after it has been in force a set time

This provision, similar to incontestability, bars the insurer from voiding coverage for application misstatements after a stated period.

4. The notice of claim provision requires the insured to notify the insurer of a loss:

within a specified time after the loss begins, generally about 20 days

The standard provision requires written notice of claim within a specified time, commonly about 20 days after a loss begins.

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Practice: Individual Accident and Health Provisions

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.