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  4. Group Health Insurance

Free Group Health Insurance Practice Questions

Georgia Accident & Health exam — 39 practice questions.

Subtopics: Master policy, Noncontributory plan, Conversion privilege, COBRA, Coordination of benefits, State continuation, Master contract, Certificate of coverage, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. In group health insurance, the contract is issued as:

a master policy to the group with certificates to members

The group sponsor receives the master policy while covered members receive certificates of coverage.

2. In a noncontributory group health plan:

the employer pays the full premium and generally all eligible employees must be covered

In noncontributory plans the employer pays the entire premium and generally must cover 100 percent of eligible employees to limit adverse selection.

3. When group coverage ends, the conversion privilege generally lets a member:

convert to an individual policy without proving insurability within a set time

The conversion privilege allows a departing member to obtain an individual policy without evidence of insurability if exercised within the allowed time.

4. Federal continuation of employer group health coverage after a qualifying event is provided under:

COBRA

COBRA allows qualified beneficiaries to continue group coverage for a limited period after specified qualifying events.

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Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.