Free Commercial General Liability Practice Questions

Delaware Property & Casualty exam — 34 practice questions.

Subtopics: Medical payments, Damage to rented premises, Contractual liability, Products-completed operations, Additional insured, Defense costs, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Premises and operations, Damage to premises rented, Supplementary payments, Personal and advertising injury, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Property damage definition

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Sample questions & answers

1. Coverage C (medical payments) of a Commercial General Liability policy pays:

Reasonable medical expenses for third parties injured on the insured's premises regardless of fault

CGL medical payments pays limited medical expenses for third parties injured on the premises without proving fault.

2. The CGL's damage to premises rented to you coverage applies to:

Fire and certain damage to premises the insured rents, up to a sublimit

This coverage pays for fire and certain damage to premises rented to the insured, subject to a sublimit.

3. Under the CGL, liability the insured assumes under an insured contract is generally covered as:

Contractual liability for certain assumed obligations

The CGL covers contractual liability the insured assumes under an insured contract as defined in the policy.

4. The CGL's products-completed operations aggregate limit caps payments for:

Injury and damage arising from the insured's products and completed work during the policy period

The products-completed operations aggregate is the most the insurer pays for losses from the insured's products and completed work in the period.

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Practice: Commercial General Liability

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Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.