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Free Personal Auto Policy Practice Questions

Delaware Personal Lines exam — 50 practice questions.

Subtopics: Medical payments, Comprehensive coverage, Collision coverage, Deductible, Towing and labor, Rental reimbursement, Who is an insured, Temporary substitute auto, Supplementary payments, Duties after loss, Livery exclusion, Intentional acts, Split limits, Property damage limit, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Temporary substitute, Liability exclusion intentional, Liability exclusion livery, Transportation expenses, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. Medical Payments coverage (Part B) of a personal auto policy pays:

Reasonable medical expenses for the insured and passengers regardless of fault

Medical Payments coverage pays reasonable medical expenses for the insured and passengers, regardless of who was at fault.

2. Comprehensive (other than collision) coverage pays for damage to the covered auto caused by:

Perils such as fire, theft, hail, or striking an animal

Comprehensive covers losses other than collision, such as fire, theft, hail, vandalism, and animal strikes.

3. Collision coverage under the personal auto policy pays for damage to the covered auto resulting from:

Impact with another vehicle or object or its overturning

Collision coverage pays for damage caused by the covered auto's impact with another object or by overturning.

4. The deductible on a personal auto policy's physical damage coverage is:

The amount the insured pays before the insurer pays the rest of a covered loss

The deductible is the portion of a covered physical damage loss the insured pays before coverage applies.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.