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  2. Connecticut
  3. Personal Lines
  4. Homeowners Policy

Free Homeowners Policy Practice Questions

Connecticut Personal Lines exam — 75 practice questions.

Subtopics: HO-3, HO-4, HO-6, HO-8, Coverage A, Coverage B, Coverage C, Coverage D, Personal liability, Medical payments, Special limits, Replacement cost, Perils, Ordinance or law, HO purpose, HO-3 special form, HO-5 comprehensive, HO-4 renters, HO-6 condo, HO-8 modified, Coverage E, Coverage F, Medical payments exclusion, Special limits jewelry, Scheduled personal property, Coverage C off-premises, Replacement cost dwelling, Personal property loss settlement, Liability exclusion business, Liability exclusion intentional, Auto exclusion, Additional coverage debris removal, Loss assessment, Water backup endorsement, Earthquake exclusion, Flood exclusion, Section II exclusion own injury, Eligibility owner-occupied, Identity theft endorsement, HO-2 broad form, Coverage B default, Coverage D default, Trees shrubs plants limit, Credit card forgery coverage, Fire department service charge, Collapse coverage, Reasonable repairs, Property removed, Special limit money, Special limit securities, Special limit silverware theft, Special limit firearms theft, Special limit business property, Off-premises property limit, Mold limitation, Section I deductible, Damage to property of others, First aid expenses, Claim expenses, Business pursuits endorsement, Permitted incidental occupancy, Watercraft liability, Personal injury endorsement, Insured location definition, Residence premises definition, Property of others under Coverage C, Severability of insurance, Refrigerated property endorsement, Building materials under Coverage A, Coinsurance calculation

Read the Homeowners Policy study guide

Sample questions & answers

1. The HO-3 homeowners form generally insures the dwelling on a(n):

Open-perils (special) basis

The HO-3 insures the dwelling on an open-perils (special) basis, covering risks not specifically excluded.

2. The HO-4 form is designed specifically for:

Tenants who rent their dwelling

The HO-4 (renters) form covers a tenant's personal property and liability, not the building itself.

3. The HO-6 form is intended for:

Condominium unit owners

The HO-6 form is tailored to condominium unit owners, covering interior elements and personal property.

4. The HO-8 form is generally used for older homes because it settles dwelling losses on a(n):

Functional replacement or actual cash value basis

The HO-8 form is for older homes and settles dwelling losses on a functional replacement or actual cash value basis.

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Practice: Homeowners Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.