1. Exam Prep
  2. Connecticut
  3. Accident & Health
  4. Group Health Insurance

Free Group Health Insurance Practice Questions

Connecticut Accident & Health exam — 40 practice questions.

Subtopics: Group underwriting, Conversion privilege, Contributory plan, Master policy, COBRA, Coordination of benefits, Eligibility, Master contract, Certificate of coverage, Noncontributory plan, Eligible groups, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. A key advantage of group health insurance is that individual members generally:

Are underwritten as a group rather than individually

Group coverage underwrites the group as a whole, so members generally do not provide individual evidence of insurability.

2. A conversion privilege in a group health plan allows a member who leaves the group to:

Keep the group rate forever for free

The conversion privilege lets a departing member obtain an individual policy without proving insurability, subject to plan terms.

3. In a contributory group health plan, the cost of coverage is:

Shared by the employer and the participating employees

In a contributory plan, employees pay part of the premium along with the employer, and higher participation is generally required.

4. In group health insurance, the master policy is issued to the:

Plan sponsor such as the employer

The master contract is issued to the plan sponsor (employer), while members receive certificates of coverage.

All Accident & Health topics

Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.