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  2. Colorado
  3. Property & Casualty
  4. Commercial General Liability

Free Commercial General Liability Practice Questions

Colorado Property & Casualty exam — 34 practice questions.

Subtopics: CGL purpose, Coverage A, Coverage B, Coverage C, Occurrence form, Products and completed operations, Occurrence vs claims-made, Limits of liability, Claims-made features, Products-completed operations, Premises and operations, Damage to premises rented, Supplementary payments, Additional insured, Personal and advertising injury, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition

Read the Commercial General Liability study guide

Sample questions & answers

1. A commercial general liability (CGL) policy is designed to protect a business against:

Claims of bodily injury and property damage to third parties arising from its operations, premises, or products

The CGL covers a business's liability to third parties for bodily injury and property damage arising from premises, operations, products, and completed work.

2. Coverage A of a CGL policy responds to:

Third-party bodily injury and property damage the insured becomes legally obligated to pay

CGL Coverage A pays sums the insured is legally obligated to pay as damages for third-party bodily injury or property damage.

3. Coverage B (personal and advertising injury) of a CGL policy covers offenses such as:

Libel, slander, and false arrest

Coverage B responds to personal and advertising injury offenses such as libel, slander, false arrest, and certain advertising torts.

4. Coverage C (medical payments) of a CGL policy pays:

Limited medical expenses for third parties injured on the premises, regardless of fault

CGL medical payments pays limited medical costs for third parties injured on the insured's premises or by its operations, without regard to fault.

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Practice: Commercial General Liability

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.