1. A Colorado consumer who believes an insurer mishandled a life or health claim may file a complaint with:

The Colorado Division of Insurance

The Division of Insurance receives and investigates consumer complaints against insurers and producers operating in Colorado.

2. To obtain a resident life and health producer license in Colorado, an applicant generally must:

Pass the applicable licensing examination and apply to the Division

A resident applicant must pass the required licensing exam for the line of authority and apply to the Division to be licensed.

3. An individual who wants to sell both life insurance and health insurance in Colorado generally needs:

The appropriate life and the accident and health lines of authority

Selling life and health products requires holding the corresponding life and accident and health lines of authority on the producer license.

4. If a Colorado producer fails to complete required continuing education before renewal, the likely result is:

The license may lapse or not be renewed until requirements are met

Failure to complete continuing education can prevent renewal, and the producer generally may not transact business until the requirement is met.