1. Exam Prep
  2. California
  3. Personal Lines Broker-Agent
  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

California Personal Lines Broker-Agent exam (series Personal Lines) — 27 practice questions.

Subtopics: Minimum BI limits, Minimum PD limit, Prior minimum limits, Future increase, Fault system, Good driver discount, Good driver eligibility, UM offer, Assigned risk plan, Low cost auto, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Split limits, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory

Sample questions & answers

1. For California auto policies issued or renewed on or after January 1, 2025, the minimum bodily injury liability limits are:

30/60

Effective January 1, 2025, California's minimum bodily injury limits rose to $30,000 per person and $60,000 per accident.

2. The minimum property damage liability limit required for a California auto policy (2025) is:

$15,000

California's minimum property damage liability limit rose to $15,000 (the 30/60/15 minimum) effective January 1, 2025.

3. California's minimum auto liability limits before the 2025 increase were:

15/30/5

California's prior minimum limits were 15/30/5; SB 1107 raised them to 30/60/15 effective January 1, 2025.

4. California's auto minimum liability limits are scheduled to rise again on January 1, 2035 to:

50/100/25

SB 1107 schedules a further increase of California's minimum auto liability limits to 50/100/25 on January 1, 2035.

All Personal Lines Broker-Agent topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.