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  3. Life-Only Agent

Free California Life-Only Agent Exam Practice Test

Series Life-Only — The California Life-Only Agent exam covers life insurance basics, policy types, provisions and riders, annuities, federal tax treatment, and California insurance law.

75

Scored items (approx.)

105 min

Time limit

60%

Passing score

202

Practice questions

Topics covered on the Life-Only Agent exam

Insurance Regulation

29 practice questions · Continuing education, Ethics CE, Prelicensing ethics course, Regulator, …

General Insurance Concepts

20 practice questions · Definition of risk, Hazard, Peril, Handling risk, …

Life Insurance Basics

39 practice questions · Insurable interest timing, Life settlements, HIV testing consent, Genetic information, …

Types of Life Insurance Policies

35 practice questions · Group life conversion, Group life standard provisions, Term basics, Level term, …

Life Policy Provisions Options and Riders

44 practice questions · Free look standard, Senior free look, Incontestability, Grace period, …

Annuities

25 practice questions · Annuity suitability, Senior annuity free look, Annuity disclosure to seniors, Purpose, …

Federal Tax Considerations

10 practice questions · Death benefit taxation, Cash value growth, Premium deductibility, Dividends taxation, …

Practice Test: Life-Only Agent

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.