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  3. Life-Only Agent

Free California Life-Only Agent Exam Practice Test

Series Life-Only — The California Life-Only Agent exam covers life insurance basics, policy types, provisions and riders, annuities, federal tax treatment, and California insurance law.

75

Scored items (approx.)

105 min

Time limit

60%

Passing score

408

Practice questions

Topics covered on the Life-Only Agent exam

Insurance Regulation

58 practice questions · Continuing education, Ethics CE, Prelicensing ethics course, Regulator, …

Study guide Practice questions

General Insurance Concepts

40 practice questions · Definition of risk, Hazard, Peril, Handling risk, …

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Life Insurance Basics

79 practice questions · Insurable interest timing, Life settlements, HIV testing consent, Genetic information, …

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Types of Life Insurance Policies

70 practice questions · Group life conversion, Group life standard provisions, Group conversion period, Conversion underwriting, …

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Life Policy Provisions Options and Riders

90 practice questions · Free look standard, Senior free look, Incontestability, Grace period, …

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Annuities

51 practice questions · Annuity suitability, Senior annuity free look, Annuity disclosure to seniors, Senior annuity refund, …

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Federal Tax Considerations

20 practice questions · Death benefit taxation, Cash value growth, Premium deductibility, Dividends taxation, …

Study guide Practice questions

Practice Test: Life-Only Agent

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.