1. Exam Prep
  2. California
  3. Life, Accident & Health
  4. Senior and Special Needs

Free Senior and Special Needs Practice Questions

California Life, Accident & Health exam (series Life, Accident & Health) — 44 practice questions.

Subtopics: Medicare supplement free look, LTC free look, Cal-COBRA, Senior annuity disclosure, LTC shopper's guide, Cal-COBRA duration, Medicare supplement open enrollment, Medigap pre-existing limit, LTC inflation protection, LTC nonforfeiture, Medicare Part A, Medicare Part B, Medicare Part C, Medicare Part D, Medicare supplement, Medicaid, Long-term care, Medicare eligibility, Part A financing, Part A benefit period, Part B enrollment, Initial enrollment period, Part D late penalty, Medicare exclusions, Medigap core benefits, Medigap duplication, LTC elimination period, LTC benefit pool, LTC cognitive trigger, Tax-qualified LTC, LTC renewability, Intermediate care, Assisted living

Read the Senior and Special Needs study guide

Sample questions & answers

1. A California Medicare supplement policy must provide a free look of at least:

30 days

California Medicare supplement policies carry a 30-day free-look period.

2. A California long-term care policy must provide a free look of at least:

30 days

California requires a 30-day free look on long-term care policies.

3. California Cal-COBRA continuation coverage applies to group health plans of employers with:

2 to 19 employees

Cal-COBRA covers small employers with 2 to 19 employees not subject to federal COBRA.

4. California requires the sale of an annuity to a senior to include:

Disclosure of surrender charges and how the contract works

California requires clear disclosure of surrender periods and charges, with added protections for senior buyers.

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Practice: Senior and Special Needs

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.