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  2. Arizona
  3. Personal Lines
  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Arizona Personal Lines exam — 45 practice questions.

Subtopics: Liability coverage, Comprehensive, Medical payments, UM offer, Lapse consequences, Property damage liability, Covered persons, Newly acquired vehicle, Optional coverages, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Split limits, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. The liability coverage of a personal auto policy pays for:

Bodily injury and property damage the insured causes to others

Auto liability coverage pays for injury and damage the insured is legally responsible for causing to others.

2. Comprehensive (other than collision) coverage pays for losses such as:

Theft, fire, hail, or hitting an animal

Comprehensive covers non-collision losses such as theft, fire, hail, and animal strikes.

3. Medical payments coverage on a personal auto policy generally pays for:

Medical expenses for the insured and passengers regardless of fault

Auto medical payments coverage pays medical costs for the insured and passengers without regard to fault.

4. In Arizona, an auto insurer must offer uninsured motorist coverage, which the applicant may:

Accept or reject in writing

Insurers must offer uninsured motorist coverage; the applicant may accept it or reject it in writing.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.