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  4. Dwelling Policy

Free Dwelling Policy Practice Questions

Arizona Personal Lines exam — 41 practice questions.

Subtopics: Dwelling policy use, Coverage differences, DP-1 basic form, Landlord use, Contents coverage, Purpose, No liability, DP-3 special form, Coverage A, Coverage B, Coverage C, Coverage D, Coverage E, Eligible dwellings, Loss settlement, Extended coverage perils, Vandalism endorsement, Other coverages debris removal, Improvements by tenant, Personal liability supplement, Excluded perils, DP-2 broad form, Coverage C optional, Automatic increase, Theft endorsement, Reasonable repairs, Trees shrubs and plants, Fire department service charge, Property removed, Worldwide personal property, Definition of insured, Coinsurance clause, DP-3 loss settlement, Collapse coverage, Seasonal dwelling, Other structures rented, Lightning peril, Glass coverage, Fair rental value vs ALE, Ordinance or law

Read the Dwelling Policy study guide

Sample questions & answers

1. The dwelling policy (DP) program is commonly used to insure:

Dwellings that may not qualify for a homeowners policy, such as rentals

Dwelling policies cover residences that may not fit a homeowners form, including rental and seasonal dwellings.

2. Unlike a homeowners policy, a basic dwelling policy generally does not automatically include:

Personal liability and theft coverage

Basic dwelling forms focus on the structure and often exclude the personal liability and theft coverage found in homeowners forms.

3. The DP-1 (basic form) dwelling policy typically covers:

A limited set of named perils such as fire and lightning

The DP-1 basic form covers a limited list of named perils, such as fire and lightning, with optional additions.

4. A dwelling policy is often appropriate for a landlord because it can cover:

The rental structure and loss of rental income

A dwelling policy can insure the rental building and the landlord's loss of rental income after a covered loss.

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Practice: Dwelling Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.