1. Exam Prep
  2. Arizona
  3. Accident & Health
  4. Group Health Insurance

Free Group Health Insurance Practice Questions

Arizona Accident & Health exam — 39 practice questions.

Subtopics: Master contract, Certificate of coverage, Experience rating, Continuation of coverage, Coordination of benefits, Conversion privilege, Noncontributory plan, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. In group health insurance, the master contract is held by:

The employer or other group sponsor

The group sponsor, typically the employer, holds the master contract while members receive certificates.

2. Individual members of a group health plan receive evidence of their coverage in the form of a:

Certificate of insurance

Members receive a certificate summarizing coverage; the employer holds the single master policy.

3. Experience rating in group health insurance means premiums are based primarily on:

The particular group's own claims history

Experience rating sets a group's premium using that group's actual claims experience over time.

4. Continuation of group health coverage after employment ends is commonly available under:

Federal COBRA and, for smaller employers, state continuation rules

Departing employees may continue group coverage under federal COBRA, and state continuation provisions can apply to smaller groups.

All Accident & Health topics

Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.