1. Exam Prep
  2. Arkansas
  3. Personal Lines
  4. Homeowners Policy

Free Homeowners Policy Practice Questions

Arkansas Personal Lines exam — 75 practice questions.

Subtopics: HO-3 special form, HO-4 renters, Coverage A, Coverage C, Coverage D loss of use, Coverage E liability, Coverage F medical payments, Special limits, Scheduled endorsement, Coinsurance, HO-6 condo, Coverage B other structures, Business liability exclusion, Personal property valuation, HO purpose, HO-5 comprehensive, HO-8 modified, Coverage B, Coverage D, Coverage E, Coverage F, Medical payments exclusion, Special limits jewelry, Scheduled personal property, Coverage C off-premises, Replacement cost dwelling, Personal property loss settlement, Liability exclusion business, Liability exclusion intentional, Auto exclusion, Additional coverage debris removal, Loss assessment, Ordinance or law, Water backup endorsement, Earthquake exclusion, Flood exclusion, Section II exclusion own injury, Eligibility owner-occupied, Identity theft endorsement, HO-2 broad form, Coverage B default, Coverage D default, Trees shrubs plants limit, Credit card forgery coverage, Fire department service charge, Collapse coverage, Reasonable repairs, Property removed, Special limit money, Special limit securities, Special limit silverware theft, Special limit firearms theft, Special limit business property, Off-premises property limit, Mold limitation, Section I deductible, Damage to property of others, First aid expenses, Claim expenses, Business pursuits endorsement, Permitted incidental occupancy, Watercraft liability, Personal injury endorsement, Insured location definition, Residence premises definition, Property of others under Coverage C, Severability of insurance, Refrigerated property endorsement, Building materials under Coverage A, Coinsurance calculation

Read the Homeowners Policy study guide

Sample questions & answers

1. The HO-3 (special form) homeowners policy generally insures the dwelling on a(n):

Open-perils (all-risk) basis, covering risks not specifically excluded

The HO-3 insures the dwelling on an open-perils basis, covering risks of direct loss except those excluded.

2. The HO-4 homeowners form is designed for:

Renters (tenants), covering personal property and liability

The HO-4 form covers a tenant's personal property and liability, not the building itself.

3. Coverage A of a homeowners policy insures the:

Dwelling structure

Coverage A insures the dwelling structure itself.

4. Coverage C of a homeowners policy insures:

Personal property of the insured

Coverage C insures the insured's personal property (contents).

All Personal Lines topics

Practice: Homeowners Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.