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  2. Alabama
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  4. Commercial General Liability

Free Commercial General Liability Practice Questions

Alabama Property & Casualty exam — 34 practice questions.

Subtopics: Purpose, Occurrence vs claims-made, Products-completed operations, Personal and advertising injury, Medical payments, Aggregate limit, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Premises and operations, Damage to premises rented, Supplementary payments, Additional insured, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition

Read the Commercial General Liability study guide

Sample questions & answers

1. A commercial general liability (CGL) policy primarily covers a business's liability for:

Bodily injury and property damage to third parties arising from operations or premises

The CGL covers third-party bodily injury and property damage arising from a business's premises, operations, and products.

2. An occurrence-based CGL responds to covered injury that:

Takes place during the policy period regardless of when the claim is made

Occurrence coverage responds to injury or damage happening during the policy period, even if the claim arrives later.

3. The products-completed operations hazard in a CGL covers liability arising from:

The insured's products or completed work away from the premises

This coverage addresses injury or damage from the insured's products or completed work once away from the insured's premises.

4. CGL Coverage B (personal and advertising injury) includes offenses such as:

Libel, slander, and false arrest

Coverage B addresses offenses like libel, slander, false arrest, and certain advertising injuries.

All Property & Casualty topics

Practice: Commercial General Liability

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.