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  2. Alabama
  3. Personal Lines
  4. Dwelling Policy

Free Dwelling Policy Practice Questions

Alabama Personal Lines exam — 43 practice questions.

Subtopics: Eligibility, DP-1 basic form, No liability by default, Coverage A, Fair rental value, Other coverages, Vacancy, Purpose, No liability, DP-3 special form, Coverage B, Coverage C, Coverage D, Coverage E, Eligible dwellings, Loss settlement, Extended coverage perils, Vandalism endorsement, Other coverages debris removal, Improvements by tenant, Personal liability supplement, Excluded perils, DP-2 broad form, Coverage C optional, Automatic increase, Theft endorsement, Reasonable repairs, Trees shrubs and plants, Fire department service charge, Property removed, Worldwide personal property, Definition of insured, Coinsurance clause, DP-3 loss settlement, Collapse coverage, Seasonal dwelling, Other structures rented, Lightning peril, Glass coverage, Fair rental value vs ALE, Ordinance or law

Read the Dwelling Policy study guide

Sample questions & answers

1. The dwelling policy (DP) is commonly used to insure:

Dwellings such as rentals or homes not eligible for a homeowners policy

Dwelling policies cover residential property, including rentals and homes ineligible for a homeowners form.

2. The DP-1 basic dwelling form is generally a:

Named perils form covering a limited list such as fire and lightning

The DP-1 is a basic named perils form covering a limited set of perils such as fire, lightning, and internal explosion.

3. Unlike a homeowners policy, a standard dwelling policy generally does not automatically include:

Personal liability coverage

Dwelling policies focus on property; personal liability is not automatically included but can be added by endorsement.

4. Coverage A in a dwelling policy insures:

The dwelling structure itself

Coverage A insures the dwelling structure under a dwelling policy.

All Personal Lines topics

Practice: Dwelling Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.