Approved July 24, effective October 12. State Farm's Georgia commercial auto book — 26,135 policyholders and $61.1M in premium, the region's largest qualifying filing this cycle — takes an average 13%, on top of an 8.2% increase last year. The average understates the pain: hired- and non-owned-auto and uninsured-motorist coverages rise well above the book average, so accounts that lean on borrowed vehicles or run thin on UM limits feel it most. Underneath the rate, State Farm feeds more claims and driver data into its Customer Rating Index, adds equipment MSRP as a rating variable, and removes a vehicle-use exception under Rule 314 — the scoring detail is on Page 3. Two 13%-and-8% years compound to roughly 22% above 2024, so model the stacked effect at renewal, not the headline.

Approved July 21, effective November 1. Southern Mutual Church Insurance repriced its Georgia sexual-misconduct liability book — 1,947 policyholders — 62.2% higher, its first major revision to these rates since 2008 and an explicit move to catch up to competitor pricing from Church Mutual, Arch, Central Mutual, AIG and the Hartford. At roughly $82 of premium per policyholder, these are small congregational accounts, so the dollar increase per church is modest — but a 62.2% step after eighteen years flat signals how sharply the market has re-rated abuse and misconduct exposure. Religious congregations carrying this coverage should expect the whole segment to keep moving; this is the first of the catch-up filings, not the last.

Approved July 13, effective December 1. Great American's SHS Sports & Wellness program is taking over the Vantapro general-liability book across the Southeast, and in Tennessee it reprices that assumed book 52.3% against a 127.8% indicated need — while cutting the medical-expense limit from $25,000 to $10,000, so insureds pay materially more for materially less. Read the companion Georgia and North Carolina filings alongside it: those show 0% because Great American is assuming the same program onto its own brand-new (empty) book, with the same halved medical limit and the same amenity terms — the 52.3% is what the in-force Vantapro policyholders actually feel. New optional classifications and buy-backs appear for coaches, saunas, cryotherapy, cold plunge and other amenities, plus a $750,000 damage-to-premises option. Gyms, studios, leagues and wellness centers renewing here should treat the medical-limit cut as the headline: the rate is barely 40% of the carrier's indicated need, so the next filing is already loading.