Approved July 15. Progressive takes a 6.5% Ohio commercial auto increase across the region's largest book by a wide margin — 38,412 policyholders and $116.5M in premium. The average is modest; two things make this the headline. First, reach: no other filing this cycle comes close on headcount. Second, a moving target — Progressive's own indication was 13.2%, so it booked barely half of what its actuaries say the book needs, and it revised the Snapshot telematics scoring model while tightening eligibility for risks with multiple prior losses. Heavy trucks and low-score accounts absorb the most; the scoring change is broken out on Page 3. When a carrier this size takes half its indication, the rest reloads.

Approved July 16, effective November 1. Quincy Mutual takes a 19% New York businessowners increase across a challenging NYC-weighted portfolio — 1,988 policyholders and $18.3M in premium — with restaurants up 28% and offices up 26%. But the number that matters is the gap: Quincy's own indication was 25.9%, so even a 19% approval leaves roughly seven points of unfunded need on the table. Restaurants, retail and office accounts renewing here should treat 19% as a floor, not a ceiling — the balance reloads into the next filing.

Approved July 1–30, effective December 1. Great American is assuming Vantapro's sports-and-wellness book across Pennsylvania, Vermont and Michigan and repricing it 52.3% — against indicated needs running from 122.7% (MI) to 134.5% (VT). At the same time it cuts the medical-expense limit from $25,000 to $10,000 and adds per-unit charges for cryotherapy, cold plunge, saunas, automated massage and water slides. Gyms, studios, leagues and wellness centers should treat the medical-limit cut as the real headline: insureds pay materially more for materially less, and at barely 40% of the indicated need, the next filing is already loading. Matching Maine and Vermont filings cleared on the same terms.