Approved August 20, effective October 7. Progressive lowered its Mississippi business-auto book — 8,342 policyholders and $47.1M in premium — an average 11.9%, more than double the 5.3% decrease its own actuarial indication supported. The give-back is concentrated in physical damage: comprehensive and collision base rates fall 27% or more, so fleets that carry full coverage on newer equipment feel it most. Underneath the number, Progressive revised Rule DR01 so that G11 driver-class factors now recalculate on listed drivers at renewal, bypassing the 20% mid-term change threshold — a mechanic that can move an individual account either way as its roster changes. This is the rare filing to bring your insured proactively: a carrier pricing below indication is signaling appetite, and it's worth shopping comparable Mississippi fleets against it before renewal.

Approved August 26, effective December 1. AmTrust raised its Georgia BOP book — 2,419 policyholders and $12.1M in premium — an average 13.9%. The number to hold onto is the gap behind it: AmTrust's own actuarial indication was 94.8%, so this filing closes barely a seventh of what the carrier says it needs, and it's the second straight double-digit increase on this book. That's a book being walked up in stages, not corrected in one, so the next filing is already loading. Wesco-tier policyholders in the highest band feel it most. The exposed classes read like Main Street — retail, restaurants, real estate, auto parts and repair, personal services — so any Georgia BOP account placed here should model a stacked, multi-year path, not a one-time 13.9%, and start looking at alternatives now while the market still has softer package capacity.