B&D Harkins Transportation Inc. 001 001

85 Sigman Rd
Pequea, PA 17565

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is in-line with peers, in the 40th percentile.
  • There was a recent mod decrease.
Average

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Higher than 72% of peers.
  • Shopping around for a carrier that would provide a more competative tier would make sense.
Needs Attention

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 5% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 75th percentile at 0.8% of the market.
Good

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2022

2.750
(Current: 2.990)
2021

2.750
2020

2.390
2018

2.275
2017

2.275
2016

2.068
2015
01-09-2015

2.068
2014

-
2013

-
2013
09-16-2012

-
2012
07-26-2012

-
2011
07-26-2011

-
2010
07-26-2010

-
2009

-

Contacts

Industry Classification

Motor Carrier