PDS CONSULTANTS INC

3801 BISHOP LANE
LOUISVILLE, KY 40218

Business Stats

Policy History

Term Carrier Premium LCM
2022

2.625
2022

0.960
2022

1.361
2022

2.698
2022

1.680
2022

-
2022

0.926
2022

-
2022

0.913
2022

1.015
2022

1.355
2022

0.730
2022

0.852
2022

1.000
2021

2.625
2021

1.017
2021

1.361
2021

1.606
2021

2.660
2021

-
2021

0.924
2021

-
2021

-
2021

1.015
2021

-
2021

0.840
2021

0.852
2021

1.000
2020

1.853
2020

1.606
2020

-
2020

-
2020

-
2020

1.314
2020

1.140
2020

-
2020

-
2020

-
2020

0.985
2020

0.852
2020

0.996
2020
10-15-2019

-
2020
10-15-2019

1.232
2020
10-15-2019

-
2020
10-15-2019

1.120
2020
12-12-2019

1.650
2020
04-06-2020

1.017
2020
04-06-2020

0.924
2020
04-06-2020

0.840
2019

1.520
2019

1.671
2019

1.358
2019

1.853
2019

-
2019

1.233
2019

1.196
2019

1.314
2019

1.314
2019

1.120
2019

1.118
2019

-
2019

-
2019

1.868
2019

1.370
2019

1.340
2019

1.359
2019

1.150
2019
08-29-2019

-
2018

-
2018

1.096
2018

1.196
2018

-
2018

-
2018

1.853
2018

-
2018

-
2018

1.400
2018

1.104
2018

1.235
2017

1.096
2017

-
2017

-
2017

-
2017

1.196
2017

-
2017

1.266
2017

1.555
2017

-
2017

-
2017

1.235
2016

1.100
2016

-
2016

1.196
2016

-
2016

1.266
2016

1.052
2016

2.255
2016

-
2016

1.345
2015

1.100
2015

-
2015

1.266
2015

-
2015

-
2015

-
2015

-
2015

1.345
2014

1.131
2014

-
2014

-
2014

-
2013

1.060
2013
12-12-2013

-
2012

1.060
2012
12-12-2012

-

Contacts

4f2
(372) 657-9468
5d37

81
(637) 229-1047
8d9

GYBPCDRJ CEVKSJIE
Benefits Admin
(416) 629-5383
a5e8

CLFTFYV NDIEOAM
Benefits Admin
(396) 678-2593
da8

ONCZULHA HYZQWN
Benefits Admin
(216) 353-0068
05e

EUMKJH GPSIK
Benefits Admin
(842) 233-9002
d188

ARKISBV XGEHG
Benefits Admin
(607) 053-5208
3b57

QOBIRWX ACBGG
Benefits Admin
(573) 208-2186
3851

32
(250) 947-6279
0 ed

JAXEY HJESYYPXCC
Benefits Admin
(602) 952-3360
d7e

TTGQY NDD FUDUMSUIWR
Benefits Admin
(832) 180-7779
07788

ZSDRC ILI HFUCYIBHWJ
Benefits Admin
(121) 853-9070
a0d

Mzgrlwy Qosuzb
President
(840) 572-9606
6b43d

NAPOXKV KSAXN
Benefits Admin
(345) 649-7397
570b3

6f2
(872) 816-9366
b8d

AHUYXNJS MMZOGNJBRASO
Benefits Admin
(095) 853-0284
a8e5

HXP SMJMCBX
Benefits Admin
(945) 499-6547
358

SPH UHEKEKB
President
(475) 115-3197
coa@cgkgezlhnqzylc.jyp

KYWR PYKVU
Benefits Admin
(930) 440-4420
6eb91

YSDHGV HGEDZNE
Benefits Admin
(759) 909-0621
e837

Vpbbe Tsnaw
Environmental Scientist
060
udwjwa@mdeuegyhhiudmtir.pjr

Industry Classification

Retirement Benefits

Financials

20212020
BOY Assets: $ 8,564,755 $ 9,741,053
Liabilities: $ 0 $ 892
EE Contrib: $ 1,030,314 $ 815,411
Emp Contrib: $ 921,610 $ 347,604
Income/Loss: $ 997,161 $ 157,951
Total Income: $ 3,054,183 $ 7,503,246
Paid Benefits: $ 1,801,645 $ 514,237
Expenses: $ 0
  Commission: $ 75,468 $ 40,531
Net Income: $ 1,173,026 $ 8,754,395
Net Assets: $ 9,737,781 $ 9,164,705

Participants

20212020
Total Participants:532362
Active Part.:477324
Retired Part.:83d7
Deceased Part.:f9

Insurance

EPDFSNHFOCXL RPFDEWKKL YEEY WRCZUGIFE QGJZFV
Renewal:02-06-2023
Covered:
PENSION_EOY_SEP_ACCT_AMT: 0PENSION_PREM_PAID_TOT_AMT: 0

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 0
Commission $ 1,166
Fees $ 3,513
Brokers
DCNSBNH TMECWQZJ RTYN YWEQKDIEM XR.
Renewal:02-06-2023
Covered:441
PENSION_EOY_SEP_ACCT_AMT: 9629117PENSION_PREM_PAID_TOT_AMT: 0

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 0
Commission $ 56,357
Fees $ 12,500
Brokers

Providers

OVNXELFEKJUR FZOQUJLFXM TKYJIJZWI,
NEJTGXB HAWQZOER VVPYDJGEAMN
EHJDSWXTNPVK ILUKBTTOFZ LROYYCKYO,Recordkeeping and information management (computing, tabulating, data processing, etc.)
Participant loan processing
Investment management fees paid indirectly by plan
Float revenue
Recordkeeping fees
Other insurance wrap fees
Compensation:$69,848
Relation:RECORDKEEPER
EMBCMZGNFR TEBUYTUQXF OBUKREEQRecordkeeping and information management (computing, tabulating, data processing, etc.)
Valuation (appraisals, etc.)
Recordkeeping fees
Compensation:$6,233
Relation:RECORDKEEPER
GM UAJQQ UOBLWO WFADWCQUYD DPH.Insurance agents and brokers
Insurance services
Insurance brokerage commissions and fees
Compensation:$23,332
Relation:BROKER
SICMZIJ RRZISUTC ZABRFOQYLXBContract Administrator
Compensation:$8,660
Relation:SERVICE PROVIDER
SIITSXUT YPT TTTDKYGCHARecordkeeping and information management (computing, tabulating, data processing, etc.)
Compensation:$1,015
Relation:TPA
AG DOCEV JLNCMJ XHZKNMYYFA IVJ.
Source: TRANSAMERICA RETIREMENT SOLUTIONS,
Insurance agents and brokers
Insurance services
Insurance brokerage commissions and fees
Compensation:COMMISSIONS

Features

    2E - Profit-sharing

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2K - Stock bonusCode section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.

    2T - Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

    3D - Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Health Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 0 $ 737,371 $ 6,851,688 $ 825,209 $ 162,533 $ 95,048 $ 478,927 $ 496,486 $ 595,912 $ 819,942 $ 501,314 $ 538,090
Liabilities: $ 0 $ 59 $ 5 $ 0 $ 9 $ 538 $ 95
EE Contrib: $ 29,252,137 $ 5,752,400 $ 89,553,346 $ 98,318,806 $ 20,630,243 $ 884,019 $ 81,508,640 $ 50,193,998 $ 5,772,157 $ 7,331,817 $ 8,275,390
Emp Contrib: $ 0 $ 55,077,993 $ 47,055,858 $ 58,973,923 $ 37 $ 81,932,004 $ 60,572,705 $ 36,113,774 $ 68,936,924 $ 1,309,286 $ 5,218,354 $ 5,062,339
Income/Loss: $ 0 $ 89 $ 287 $ 0 $ 4 $ 0
Total Income: $ 29,942,250 $ 68,767,050 $ 22,871,327 $ 34,583,011 $ 30,456,875 $ 22,951,113 $ 15,502,102 $ 80,971,768 $ 70,779,876 $ 69,407,956 $ 43,314,372 $ 463,675
Paid Benefits: $ 26,367,247 $ 85,634,797 $ 85,180,482 $ 62,175,535 $ 25,427,797 $ 56,710,141 $ 57,076,601 $ 92,855,228 $ 93,887,627 $ 22,324,301 $ 2,646,002 $ 3,015,592
Expenses: $ 0 $ 43 $ 1 $ 3 $ 142
  Commission: $ 3,575,003 $ 626,883 $ 8,762,440 $ 5,089,658 $ 8,356,086 $ 3,632,723 $ 5,900,455 $ 9,512,102 $ 6,834,519 $ 964,035 $ 5,156,177 $ 275,083
Net Income: $ 0($ 804,929)($ 673,916) $ 898,410($ 32,991) $ 147,747($ 559,325)($ 779,427)($ 849,077) $ 929,167 $ 57,968 $ 65,217
Net Assets: $ 0 $ 677,172 $ 996,389 $ 566,511 $ 226,502 $ 2,046 $ 634,252 $ 616,853 $ 753,527 $ 758,400 $ 524,509

Participants

202120202019201820172016201520142013201220112010
Total Participants:22072948383525029752730904145692823665302366153912
Active Part.:19843371201737638536857737650009941807749499538450
Retired Part.:191012037 78d5643163
Deceased Part.:323f 8bd7f22005df80e

Insurance

YMNFEW ACRNMMG FDVOVFXJW KKNGZKL
Renewal:12-31-2021
Covered:1756
  1. Stop Loss

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 1,932,094
Commission10% $ 193,210
Fees0% $ 0
Brokers
VKHYPB RI AGTRC SYNM DPJTOLPVU AQBFGNR
Renewal:12-31-2021
Covered:1966
  1. Life Insurance
  2. ACCIDENTAL DEATH & DISMEMBERMENT

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 292,925
Commission14.08% $ 41,240
Fees8.8% $ 25,766
Brokers
WBZMPX IG XVTDE MSWM HWTAAEQCP LCJDBRY
Renewal:12-31-2021
Covered:1422
  1. Temp. Disability Insurance

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 422,919
Commission14.04% $ 59,357
Fees5.39% $ 22,790
Brokers
AGEKMK OT BCHWL NAVW OADJRCPMF GAZTSLX
Renewal:12-31-2021
Covered:1064
  1. Life Insurance
  2. SUPPLEMENTAL LIFE, DEPENDENT LIFE, SUPPLEMENTAL AD&D, DEPENDENT AD&D

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 575,852
Commission13.72% $ 78,998
Fees4.16% $ 23,931
Brokers
PPCPGU VU VDDYT QYDA LHLLUJKBJ NZKCYIO
Renewal:12-31-2021
Covered:191
  1. Long Term Disab. Ins

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 65,122
Commission12.85% $ 8,368
Fees4.94% $ 3,214
Brokers
AUXXCPVFC FPSM CSRLEYYJX UVIWHKG
Renewal:12-31-2021
Covered:1798
  1. Vision

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 233,755
Commission18% $ 42,076
Fees0% $ 0
Brokers
LCAHBD RO RWVHM BCYSYVUWT RERIEFH
Renewal:12-31-2021
Covered:1
  1. BUSINESS TRAVEL ACCIDENT

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 3,914
Commission15% $ 587
Fees13% $ 509
Brokers
QELDOE LS YQDNZ ILWFWGSEQ YGWLUDF
Renewal:12-31-2021
Covered:1359
  1. VOL AD&D

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 95,527
Commission13.76% $ 13,147
Fees5.89% $ 5,631
Brokers
VT GWAU - HXTRGWUARWV YUCFBZ MJKCDIBCBBR
Renewal:12-31-2021
Covered:2319
  1. TELEPHONE HEALTH CONSULTATION

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 106,914
Commission10% $ 10,691
Fees0% $ 0
Brokers
AADKPG BV QRQKL ATBT ETNIFRYST FVYGEJK
Renewal:12-31-2021
Covered:191
  1. Temp. Disability Insurance

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 114,087
Commission13.81% $ 15,755
Fees5.21% $ 5,943
Brokers
ZJQIDKEX IFBH & WIADCQZM EHHBTLHIZ AETOYXH
Renewal:12-31-2021
Covered:2024
  1. VOLUNTARY ACCIDENT, CANCER, CRITICAL CARE

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 2,102,136
Commission16.23% $ 341,176
Fees1.66% $ 34,803
Brokers

Providers

NNSS MQOIS MPYU PEMHSJ NU AMContract Administrator
Compensation:$1,063,597
Relation:CONTRACT ADMINISTRATOR
TVWR CCGMY HTML KMHAZH EW XTContract Administrator
Compensation:$128,405
Relation:CONTRACT ADMINISTRATOR
WSFDDVQS FC RLOPIVZTJN, JHCClaims processing
Compensation:$86,733
Relation:CLAIMS PROCESSING
JIVOQ XXNGAH CQ BUURRAKTNContract Administrator
Compensation:$86,590
Relation:CONTRACT ADMINISTRATOR

Features

    4A - Health (other than vision or dental).

    4B - Life insurance.

    4D - Dental.

    4E - Vision.

    4F - Temporary disability (accident and sickness).

    4H - Long-term disability.

    4Q - Other.


OSHA

Motor Carrier